The rates paid out to charitable gift-annuity beneficiaries will decrease this month by 0.4 percent, to 0.7 percent, a result of deep declines in both long- and short-term interest rates, reports The ...

Responding to the troubled economy during the pandemic, a nonprofit umbrella group is recommending that charities reduce the amount of money donors receive in exchange for creating charitable gift ...

Even though a cut in the Fed’s benchmark interest rate hasn’t happened yet, the anticipation is already having an effect on some annuities, advisors say. Fixed annuities, rather than variable ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while it's imperative to have a solid plan in place for your ...

Annuities can provide a stream of payments later in return for an investment now, but they have special features. Many, or all, of the products featured on this page are from our advertising partners ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michael Adams is a former Cryptocurrency and ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

Buying an annuity, a product that provides income for life, offers increasing value as you age, as opposed to attempting to self-insure longevity risk. This is due to “mortality pooling,” a principle ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Suzanne is a content marketer, writer, and ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...