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Life insurance is a contract between an insurer and the policy owner that guarantees a sum of money to the policy’s named beneficiaries when the insured dies. Life insurance acts as a financial safety ...

Discover the differences between permanent and term life insurance, including coverage duration, benefits, and costs, to ...

To have a life insurance policy that lasts longer, you’ll have to pay more. Deciding on the right policy length for your needs will depend on the items you want to cover with life insurance. You don’t ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

It's easy to borrow against the cash value of a permanent life insurance policy. There aren't any loan requirements or qualifications (other than the cash value amount available); the funds can be ...