Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Learn about maturity gap, a key financial tool for assessing interest rate risk in assets and liabilities. Discover examples and analysis to make informed decisions.

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Homeowners looking to remortgage in the coming months face a tricky decision between going with a fixed rate deal or variable deal, as the Bank of England held interest rates in September, with ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...